Disclosures

Last updated: May 12, 2026

Important Notice

These disclosures describe FinzPark's current regulatory status and the nature of services we offer today. FinzPark is a financial technology and education platform. We are not currently a SEBI-registered investment adviser, research analyst, stockbroker, or AMFI-registered mutual fund distributor. Nothing on this platform constitutes investment advice or a solicitation to invest. Please read these disclosures carefully before using FinzPark.

Legal Entity

FinzPark is a brand operated by Xploreroots Private Limited (CIN: U80301KA2020PTC140401), a company incorporated under the Companies Act, 2013 and registered in the state of Karnataka, India. A separate entity under the same group is in the process of being registered for the purpose of obtaining SEBI and AMFI licences.

SEBI Registration

Xploreroots Private Limited / its designated group entity has initiated the process of registration with the Securities and Exchange Board of India (SEBI) as an Investment Adviser under SEBI (Investment Advisers) Regulations, 2013. SEBI registration is currently in progress. Until registration is granted, FinzPark does not provide regulated investment advisory services. SEBI registration number will be updated here upon grant.

AMFI Registration

Xploreroots Private Limited / its designated group entity has initiated the AMFI registration process to become an AMFI-registered Mutual Fund Distributor (ARN holder). AMFI registration is currently in progress. AMFI ARN number and validity will be updated here upon grant. Until registration is granted, mutual fund distribution is facilitated through a registered partner.

Investment Risk Disclosure

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future results. Digital gold prices are subject to commodity price fluctuations. Fixed deposits offered through FinzPark are issued by RBI-regulated partner banks and NBFCs; bank FDs are insured by DICGC up to ₹5,00,000 per depositor per bank, while corporate / NBFC FDs are not DICGC-insured and are subject to issuer credit risk. Interest rates, premature withdrawal charges, and TDS treatment are governed by the issuing partner. FinzPark does not guarantee any specific return on any investment product.

Conflict of Interest Policy

FinzPark is committed to operating without conflicts of interest. Once SEBI Investment Adviser and AMFI registrations are granted, advisory fees and distribution commissions (if any) will be disclosed upfront and clearly distinguished. Currently, FinzPark earns revenue through subscription tiers and platform fees only, and does not receive commissions from AMCs, issuers, or any third-party financial product.

Avni AI - Nature & Limitations

Avni is FinzPark's AI assistant, powered by machine learning models. Avni provides informational and educational responses based on data you share with the platform and publicly available financial information. Avni does not provide investment advice and is not a substitute for a SEBI-registered investment adviser. Any output from Avni is for general informational purposes only. Users should consider their personal financial circumstances and consult a qualified, registered adviser before making any investment decision. FinzPark is not liable for decisions made based on Avni's output.

No Guaranteed Returns

FinzPark does not promise, guarantee, or represent any fixed or assured return on any investment. Any projections or estimates provided on the platform are illustrative and based on historical data. Actual returns may differ materially. Investors should be prepared for the possibility of loss of principal.

KYC & AML Compliance

FinzPark will comply with Know Your Customer (KYC) norms mandated under the Prevention of Money Laundering Act, 2002 (PMLA) and applicable SEBI/RBI regulations as and when investment-facilitation features go live. Users will be required to complete KYC verification before any regulated transaction. We will report suspicious transactions to the Financial Intelligence Unit – India (FIU-IND) where required by law.

Grievance Redressal

If you have a complaint or grievance, please contact our Grievance Officer at grievance@finzpark.com. We aim to resolve complaints within 30 days. If not satisfied, you may approach SEBI's SCORES portal (scores.gov.in) or the ODR platform for online dispute resolution. You may also write to SEBI at sebi.gov.in.

Regulatory Filings

Once relevant registrations are obtained, FinzPark will maintain all records, reports, and filings as required by SEBI, AMFI, RBI, and other applicable regulators. Compliance reports and audit records will be made available for regulatory inspection in accordance with applicable laws.