Terms & Conditions

Last updated: May 12, 2026

Please read these Terms & Conditions carefully before using FinzPark. By registering or using the platform, you acknowledge that you have read, understood, and agree to be bound by these terms. These terms constitute a legally binding agreement between you and FinzPark Pvt. Ltd.

1. Acceptance of terms

By accessing or using FinzPark's mobile application or website, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use immediately. These terms apply to all users, including registered members and visitors.

2. Eligibility

You must be at least 18 years of age and a resident of India to use FinzPark. By using the platform, you represent and warrant that you meet these eligibility requirements and that all information you provide is accurate and up to date.

3. Nature of services

FinzPark is a SEBI Registered Investment Advisor (RIA). We provide investment advisory, portfolio tracking, and financial education services. All investment recommendations are informational and should not be construed as a guarantee of returns. Investments are subject to market risk.

4. SEBI registration & regulatory compliance

FinzPark operates under SEBI (Investment Advisers) Regulations, 2013. Our SEBI registration number is disclosed on the platform. We comply with AMFI, RBI, and PMLA regulations. Users are required to complete KYC before transacting.

5. User obligations

You agree not to: (a) provide false or misleading information, (b) use the platform for unlawful purposes, (c) attempt to reverse-engineer or scrape the platform, (d) share your account credentials, or (e) use automated bots to access services. Violations may result in immediate account termination.

6. Investment risk disclosure

All investments carry risk. Mutual funds, digital gold, fixed deposits, and other instruments recommended by FinzPark are subject to market risks. Past performance is not indicative of future results. Please read all scheme-related documents carefully before investing.

7. Intellectual property

All content on FinzPark — including Avni AI, algorithms, logos, interface designs, and educational content — is the exclusive property of FinzPark Pvt. Ltd. and is protected under Indian intellectual property law. Unauthorised reproduction or distribution is prohibited.

8. Limitation of liability

To the maximum extent permitted by law, FinzPark shall not be liable for any indirect, incidental, or consequential damages arising from use of the platform, including but not limited to investment losses. Our total aggregate liability shall not exceed the fees paid by you in the preceding three months.

9. Termination

We reserve the right to suspend or terminate your account without notice for breach of these terms or any applicable law. Upon termination, your right to use the platform ceases immediately. Investment holdings, if any, will be transferred in accordance with applicable regulations.

10. Governing law & dispute resolution

These terms are governed by the laws of India. Any disputes shall first be attempted to be resolved by negotiation. Failing that, disputes shall be subject to the exclusive jurisdiction of courts in Bangalore, Karnataka. SEBI's Investor Grievance Redressal mechanism is available to all users.

11. Changes to terms

We may update these Terms & Conditions from time to time. Material changes will be communicated via email and in-app notification at least 30 days before taking effect. Continued use of the platform after changes constitutes acceptance.

12. Contact

For queries related to these terms, write to legal@finzpark.com or contact us at: FinzPark Pvt. Ltd., Bangalore, Karnataka – 560001.