Privacy Policy

Last updated: May 11, 2026

This Privacy Policy describes how FinzPark Pvt. Ltd. (“FinzPark”, “we”, “us”) collects, uses, and protects your personal information when you use our mobile application and website. FinzPark is a SEBI Registered Investment Advisor. By using FinzPark, you agree to the practices described in this policy.

1. Information we collect

We collect information you provide directly — name, mobile number, email, PAN, Aadhaar (for KYC), bank details, and investment preferences. We also collect usage data such as in-app interactions, device identifiers, and IP addresses to improve platform performance and security.

2. How we use your information

Your information is used to: (a) provide and improve our services, (b) process investments and transactions, (c) comply with SEBI, RBI, and other regulatory requirements, (d) personalise Avni AI recommendations, and (e) send important account notifications. We do not sell your personal data to third parties.

3. Data sharing

We share data only with: (a) SEBI/AMFI-registered entities required to process your investments (AMCs, registrars, payment gateways), (b) KYC verification partners (CAMS, KRA) as mandated by SEBI, (c) service providers bound by strict data processing agreements, and (d) regulators when required by law.

4. Data security

We use AES-256 encryption for data at rest, TLS 1.3 for data in transit, and JWT with short expiry tokens for authentication. We do not store card numbers or UPI credentials. All payment processing is handled by RBI-licensed payment gateways. We conduct regular security audits and penetration tests.

5. Your rights

You have the right to: (a) access the personal data we hold about you, (b) correct inaccurate data, (c) request deletion of your account and associated data (subject to regulatory retention requirements), (d) withdraw consent for non-essential communications. To exercise these rights, email privacy@finzpark.com.

6. KYC data retention

As a SEBI-registered entity, we are required to retain KYC records for a minimum of 5 years after the end of our relationship with you, as mandated by PMLA and SEBI regulations. This retention requirement cannot be waived.

7. Cookies

Our website uses essential cookies for authentication and analytics cookies (with your consent) to understand usage patterns. We do not use cookies for cross-site advertising. You can manage cookie preferences in your browser settings.

8. Children's privacy

FinzPark is not directed at persons under 18 years of age. We do not knowingly collect personal information from minors. If you believe a minor has provided us with personal data, please contact us immediately.

9. Changes to this policy

We will notify registered users of material changes to this Privacy Policy via email and in-app notification at least 30 days before the changes take effect. Continued use of FinzPark after changes constitutes acceptance.

10. Contact us

For privacy-related queries, contact our Data Protection Officer at privacy@finzpark.com or write to: FinzPark Pvt. Ltd., Bangalore, Karnataka – 560001.